The GLOBAL CREDIT CRUNCH is something that has been on my mind for a while now. Not only has it been on my mind, it has had an impact on how my family and I spend money. We have had to cut back on a lot because after bills and paying off whatever else needs to be paid of there isn’t a lot left over for other odds and sods. Truth be told, it is not easy at all trying to get by at the moment.

Just about everyone that I speak to is in the same boat but a large majority of them are spending freely as if they have money to burn but they are only digging themselves deeper and deeper into debt. It has become apparent that there are a lot of people out there who even though they are very aware of the crunch don’t really know what they can do to keep more of their hard earned cash in their pockets and still manage to ‘live life’. I am not claiming to be an expert on saving money and getting out of debt as I myself have a lot to learn. But, I will be sharing methods that I come across of ways saving money which is just as important as making money.

Here is a bit of food for thought; a short clip featuring JD from Get Rich Slowly who managed to dig himself out of $35,000 of debt.

Is the credit crunch affecting you?

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